Financing Solutions for Auto Collision & Body Shops
Fund paint booths, frame machines, welding equipment, and facility upgrades. Get the capital you need to expand your collision repair business and serve more customers.
Financing Built For Auto Collision Shops
Whether you run an independent body shop, collision center, or multi-location operation, we understand your equipment needs and insurance claim cycles.
Paint & Body Equipment
Finance paint booths, spray guns, mixing systems, and refinishing equipment
Frame & Structural
Fund frame machines, welding equipment, and structural repair tools
Facility Expansion
Expand your shop, add repair bays, or upgrade your workspace
Business Growth
Hire technicians, increase capacity, and grow your customer base
Why Collision Shops Choose U.S. Business Finance
Tailored Financing Solutions
Choose from multiple financing options designed specifically for auto collision and body shops
Equipment Financing
Finance paint booths, frame machines, welding equipment, and diagnostic tools with flexible terms.
- Up to $5M available
- 100% financing options
- Preserve working capital
- Tax advantages
Term Loans
Fixed-rate loans for facility expansion, renovations, or purchasing additional locations.
- $25K to $5M
- Fixed monthly payments
- 1-10 year terms
- Fast approval process
Lines of Credit
Flexible credit lines for managing cash flow gaps between insurance payments and expenses.
- $10K to $500K
- Draw as needed
- Pay interest only on used funds
- Revolving credit
Revenue-Based Financing
Funding based on your monthly revenue with flexible repayment tied to your sales.
- $10K to $2M
- No fixed payments
- Scales with revenue
- Quick funding
Success Stories From Collision Shops
See how auto collision and body shops are using our financing to grow their businesses
Paint Booth Upgrade
Elite Auto Body needed to replace their 15-year-old paint booth to meet new environmental standards and improve finish quality.
Secured $180K equipment financing for a state-of-the-art downdraft paint booth with LED curing system.
Reduced paint time by 40%, improved finish quality, and increased monthly capacity by 25 vehicles.
Frame Machine Investment
Precision Collision was turning away structural repair jobs due to outdated frame equipment.
Obtained $95K term loan for a computerized frame machine and aluminum welding equipment.
Added $45K in monthly revenue from structural repairs and expanded service capabilities.
Multi-Bay Expansion
Metro Body Shop had a 3-week backlog and was losing customers to competitors with faster turnaround.
Secured $350K for facility expansion, adding 4 repair bays and hiring 3 additional technicians.
Doubled monthly repair capacity, reduced wait times to 5 days, and increased annual revenue by 85%.
ADAS Calibration Equipment
Coastal Collision needed advanced calibration equipment to service newer vehicles with driver assistance systems.
Financed $75K for ADAS calibration tools, diagnostic equipment, and technician training.
Captured high-margin calibration work, increased average repair order by $400, and became insurance preferred shop.
Simple Qualification Requirements
Most auto collision and body shops qualify for financing with our flexible requirements
Time in Business
Minimum 6 months of operation
Newer shops may qualify with strong personal credit
Monthly Revenue
At least $15,000 per month
Consistent revenue from insurance and retail customers
Credit Score
550+ credit score
Lower scores considered with strong business performance
Documentation
Basic business documents
Bank statements, tax returns, and business license
Simple 4-Step Process
From application to funding in as little as one week
Quick Application
Complete our simple online application in 10 minutes
Fast Review
Our specialists review your application and contact you
Get Approved
Receive approval and review your financing options
Receive Funds
Funds deposited directly to your business account
Frequently Asked Questions
Get answers to common questions about collision shop financing
You can finance virtually any equipment needed for your collision repair business, including paint booths, frame machines, welding equipment, spray guns, mixing systems, ADAS calibration tools, diagnostic equipment, lifts, air compressors, and more. We also finance facility improvements and renovations.
Ready to Upgrade Your Collision Shop?
Get the equipment and capital you need to grow your auto collision business. Apply now and get approved in 24-48 hours.