Power Your Production with
Smart Manufacturing Finance
Access flexible capital for equipment, inventory, facility expansion, and technology upgrades to keep your manufacturing operations competitive and growing.
Financing Built for Manufacturers
Manufacturing businesses face unique financial challenges including equipment costs, inventory management, long production cycles, and seasonal demand fluctuations. Traditional bank financing often doesn't align with these operational realities.
U.S. Business Finance specializes in providing flexible capital solutions that match your production schedule, support equipment upgrades, and help you scale operations without disrupting cash flow.
Fast Approvals
Get funding decisions in 24-72 hours to capitalize on opportunities
Equipment Financing
Finance machinery and equipment with terms up to 7 years
Growth Capital
Flexible funding for expansion, inventory, and working capital
Industry Experts
Advisors who understand manufacturing cash flow cycles
How Manufacturers Use Our Financing
Flexible capital solutions for every stage of your manufacturing growth
Machinery Purchases
Finance CNC machines, injection molding equipment, assembly lines, and specialized production machinery
Inventory Financing
Purchase raw materials, components, and finished goods inventory to meet production demands
Facility Expansion
Expand production capacity, add new production lines, or acquire additional manufacturing space
Technology Upgrades
Implement automation, robotics, ERP systems, and Industry 4.0 technologies
Working Capital
Cover payroll, utilities, maintenance, and operational expenses during production cycles
Quality & Compliance
Invest in quality control equipment, certifications, and regulatory compliance upgrades
Manufacturing Finance Options
Choose the right funding structure for your production needs and growth goals
Equipment Financing
Finance new or used manufacturing equipment with terms aligned to asset life and production value.
Term Business Loans
Fixed repayment structure for facility expansion, inventory purchases, or major capital investments.
Revenue-Based Financing
Flexible payments tied to production output and sales performance for seasonal manufacturers.
Business Lines of Credit
Revolving credit access for working capital, inventory purchases, and operational expenses.
Need Help Choosing?
Our manufacturing finance specialists can help you select the right funding structure based on your equipment needs, production cycle, and growth plans.
Manufacturing Financing Requirements
Basic qualifications for manufacturing business financing
Time in Business
Minimum operating history required
Annual Revenue
Minimum yearly revenue threshold
Credit Score
Personal credit score minimum
Documentation
Bank statements and tax returns
Required Documentation
Special Considerations
Small Manufacturers
Job shops, contract manufacturers, and specialty producers with consistent order flow
Mid-Size Operations
Established manufacturers with multiple production lines and growing customer base
Industrial Businesses
Metal fabrication, plastics, food production, packaging, and industrial assembly
Not Sure If You Qualify?
Every manufacturing business is unique. Our team reviews applications individually and works with various credit profiles. Get a free consultation to discuss your specific situation.
Manufacturing Financing Questions
Common questions about financing for manufacturers
Yes, we finance both new and used manufacturing equipment. Used equipment typically requires a larger down payment (15-25%) and may have shorter terms based on the age and condition of the machinery. Equipment must be in good working condition and have remaining useful life.
Still Have Questions?
Our manufacturing finance specialists are here to help you find the right funding solution
Get the Capital You Need to Scale Production
Join 4,200+ manufacturers who have secured flexible financing to upgrade equipment, expand facilities, and grow their operations.
Most applications receive decisions within 24-72 hours