Keep Your Fleet Moving with Fast Transportation Financing
Specialized funding solutions for trucking companies, fleet operators, and logistics businesses. Get the capital you need to expand your fleet, manage cash flow, and grow your transportation business.
Transportation Financing Built for Your Business
The transportation and logistics industry requires significant capital investment in vehicles, equipment, and working capital. Whether you're an owner-operator looking to expand or a fleet manager needing to upgrade equipment, traditional bank financing can be slow and restrictive.
U.S. Business Finance specializes in fast, flexible funding solutions designed specifically for trucking companies, freight brokers, and logistics operations. We understand the unique challenges of managing cash flow with payment delays, fuel costs, and maintenance expenses.
Fast Approvals
Get funding decisions in 24-72 hours to keep your fleet operational
Fleet Financing
Finance multiple trucks, trailers, and equipment simultaneously
Flexible Payments
Payment structures that align with your revenue cycles and cash flow
Industry Experts
Work with advisors who understand transportation and logistics
Common Transportation Financing Needs
Flexible funding solutions for every stage of your transportation business growth
Fleet Expansion
Purchase additional trucks, trailers, and vehicles to grow your transportation capacity
Fuel & Operating Costs
Bridge cash flow gaps between delivery and payment with working capital
Equipment Upgrades
Finance GPS systems, refrigeration units, lift gates, and other specialized equipment
Maintenance & Repairs
Cover unexpected repairs and scheduled maintenance to keep your fleet running
Trailer Purchases
Add dry vans, flatbeds, reefers, or specialized trailers to your fleet
Terminal & Yard Expansion
Expand or improve your terminal facilities, parking, and operational space
Transportation Financing Solutions
Choose the funding option that best fits your transportation business needs
Equipment Financing
Finance trucks, trailers, and transportation equipment with terms up to 7 years
- New and used equipment
- Competitive rates
- Equipment as collateral
- Fast approvals
Revenue-Based Financing
Flexible repayment based on your daily or weekly revenue performance
- Payments adjust with revenue
- No fixed monthly payment
- Fast funding
- Minimal documentation
Business Lines of Credit
Revolving credit line for fuel, repairs, and ongoing operational expenses
- Draw funds as needed
- Pay interest on used amount
- Reusable credit line
- Quick access to capital
Term Business Loans
Fixed-rate loans for fleet expansion, terminal improvements, or major investments
- Predictable payments
- Larger funding amounts
- Multiple use cases
- Competitive rates
Qualification Requirements
Simple requirements designed for transportation businesses of all sizes
Time in Business
6+ months operating (some programs allow newer businesses)
Annual Revenue
$100,000+ in annual revenue or freight billings
Credit Score
580+ FICO score (varies by program and amount)
Required Documentation
- Business bank statements (3-6 months)
- Driver's license or government ID
- Business tax returns (if available)
- Profit & loss statement
- Equipment quotes or invoices
- DOT/MC authority documentation
Additional Considerations
Owner-Operators: We work with independent owner-operators and small fleets. Your operating authority and freight contracts strengthen your application.
Fleet Operators: Larger fleets may qualify for higher amounts and better terms based on fleet size and revenue.
Credit Challenges: We have programs for businesses with credit issues, bankruptcies, or tax liens. Revenue and equipment value are key factors.
Freight Brokers: Brokers and logistics companies can qualify based on revenue and accounts receivable.
Frequently Asked Questions
Common questions about transportation and logistics financing
Yes! We offer financing for both new and used trucks, trailers, and transportation equipment. Used equipment typically requires equipment to be less than 10-15 years old depending on the lender and equipment type.
Still have questions?
Speak With a Transportation Specialist
Ready to Grow Your Transportation Business?
Get fast, flexible financing for your fleet expansion, equipment purchases, or working capital needs. Our transportation specialists are ready to help.