Revenue-Based Business Financing
Flexible funding that grows and shrinks with your business performance. Pay more when sales are strong, less during slower periods.
Financing That Adapts to Your Cash Flow
Revenue-based financing provides working capital with repayments tied directly to your business performance. Instead of fixed monthly payments, you pay a percentage of your daily or weekly revenue.
Flexible Payments
Payments automatically adjust based on your revenue performance each period.
No Fixed Deadlines
Repayment timeline extends during slower periods, reducing cash flow pressure.
Built-In Protection
Lower payments during downturns help preserve working capital when you need it most.
Why Choose Revenue-Based Financing?
Flexible funding designed for businesses with variable revenue patterns
Cash Flow Aligned
Payments scale with your revenue, protecting cash flow during slower periods.
No Seasonal Stress
Perfect for businesses with seasonal fluctuations or variable monthly revenue.
Fast Approval
Decisions based on revenue performance, not just credit scores or collateral.
Simple Documentation
Streamlined application process with minimal paperwork requirements.
No Personal Guarantees
Many programs available without requiring personal guarantees from owners.
Renewable Funding
Successful repayment can lead to additional funding opportunities.
How Revenue-Based Financing Works
Simple, transparent process from application to funding
Submit Revenue Data
Provide recent bank statements or merchant processing statements showing your revenue history.
Receive Offer
Get funding offers based on your revenue performance with clear repayment percentage terms.
Review Terms
Understand your repayment percentage, total payback amount, and estimated timeline.
Connect Revenue Source
Link your bank account or merchant processor for automatic payment collection.
Receive Funds
Capital deposited directly to your business account, typically within 24-72 hours.
Automatic Repayment
Agreed percentage automatically deducted from daily or weekly revenue until paid in full.
Typical Timeline
Application to funding: 24-72 hours with complete documentation
Perfect For Businesses With Variable Revenue
Revenue-based financing works best for businesses with fluctuating cash flow patterns
Seasonal Businesses
Retail, tourism, landscaping, and other businesses with predictable seasonal revenue patterns.
Restaurants & Hospitality
Food service businesses with daily credit card processing and variable monthly revenue.
E-Commerce Businesses
Online retailers with fluctuating sales volumes and merchant processing revenue.
Service Businesses
Professional services with project-based revenue or variable monthly billing cycles.
Transportation & Logistics
Freight, delivery, and logistics companies with variable monthly revenue streams.
Home Services
HVAC, plumbing, electrical, and other home service businesses with seasonal demand.
Revenue-Based vs. Traditional Loans
See how revenue-based financing provides more flexibility than traditional term loans
| Feature | Traditional Loan | Revenue-Based Financing |
|---|---|---|
| Payment Structure | Fixed monthly payment regardless of revenue | Percentage of revenue - adjusts automatically |
| Slow Season Impact | Same payment due even during downturns | Lower payments when revenue decreases |
| Approval Criteria | Heavy focus on credit score and collateral | Based primarily on revenue performance |
| Repayment Timeline | Fixed term (e.g., 36 months) | Variable - extends during slower periods |
| Cash Flow Protection | No built-in flexibility for revenue changes | Automatic adjustment protects working capital |
| Application Process | Extensive documentation and lengthy review | Streamlined process focused on revenue data |
Revenue-based financing provides built-in protection during slower business periods
Revenue-Based Financing FAQ
Get answers to frequently asked questions about flexible revenue financing
The repayment percentage is based on your revenue volume, business history, and overall risk profile. Typical percentages range from 5% to 20% of daily or weekly revenue. Higher revenue businesses often qualify for lower percentages.
Ready for Flexible Financing?
Get funding that adapts to your business performance. Apply now or speak with a funding advisor to learn more about revenue-based financing options.
