Fast, Flexible Business Financing
Built for Growth
Access working capital, equipment financing, and commercial property funding
through our nationwide lender network.
Our Mission
U.S. Business Finance was built to simplify how business owners access capital. We connect businesses with multiple financing sources to increase approval chances and improve funding speed.
Our Approach
Traditional bank lending can be slow, restrictive, and difficult to navigate. Our platform streamlines the process with experienced funding advisors who understand your industry and business needs.
Our Goal
Help American businesses grow by providing smart, flexible financing solutions. From working capital to equipment purchases to commercial real estate, we deliver funding that works for you.
How It Works
Our streamlined process gets you from application to funding in just four simple steps
Submit Your Business Profile
Complete our simple online application with basic business information, revenue details, and funding needs. Takes just minutes to get started.
We Match You With Lenders
Our platform analyzes your profile and connects you with the best-fit lenders from our nationwide network based on your industry and requirements.
Review Offers
Compare multiple financing offers side-by-side. Our funding advisors help you understand terms, rates, and repayment structures to make the best decision.
Close & Fund
Once you select your preferred offer, we streamline the closing process. Many clients receive funding within 24-72 hours of approval.
Financing Solutions
Comprehensive funding options designed to meet your business needs at every stage of growth
Term Business Loans
Fixed repayment structure for expansion, hiring, inventory, or major investments.
- 1-5 Year Terms
- Competitive Rates
- Predictable Payments
Revenue-Based Financing
Flexible payments tied to business cash flow performance.
- Flexible Repayment
- No Fixed Payments
- Scales With Revenue
Business Lines of Credit
Draw funds as needed for working capital and seasonal cash flow.
- Revolving Access
- Pay Only What You Use
- Quick Approval
Equipment Financing
Finance new or used equipment with terms aligned to asset life.
- Up to 100% Financing
- Tax Benefits
- Preserve Working Capital
Owner Occupied Commercial Real Estate
Purchase or refinance the property where your business operates.
- Long-Term Financing
- Build Equity
- Competitive Rates
Flexible Credit Profiles
We work with a wide range of credit profiles and business situations.
- Multiple Lenders
- Various Programs
- Higher Approval Rates
Why U.S. Business Finance
We're committed to making business financing accessible, transparent, and efficient
Access to Multiple Funding Sources
Our nationwide lender network increases your chances of approval and helps you find the best terms for your business.
Streamlined Application Process
Simple online application takes minutes to complete. No lengthy paperwork or complicated forms to navigate.
Funding Options for Imperfect Credit
We work with various credit profiles and business situations. Multiple lender options mean more opportunities for approval.
Industry Experienced Advisors
Dedicated funding specialists who understand your industry and can guide you through the entire financing process.
Fast Closings
Many clients receive funding decisions within 24-72 hours. We prioritize speed without sacrificing service quality.
Nationwide Coverage
Serving businesses across all 50 states with local market knowledge and national lending relationships.
Industries We Serve
Specialized financing solutions tailored to the unique needs of your industry
Construction
Transportation
Manufacturing
Healthcare
Hospitality
Warehousing
Professional Services
Franchise Businesses
Frequently Asked Questions
Get answers to common questions about our financing process
How fast can I get funded?
Many clients receive funding decisions within 24–72 hours depending on documentation and deal structure. Once approved, funds can be disbursed quickly to your business account.
Do you work with startups?
Some programs allow newer businesses depending on revenue and industry. We evaluate each application individually and work to find the best financing solution for your situation.
Is collateral required?
Varies by program. Equipment and real estate financing typically use the asset as collateral. Working capital solutions may have different requirements based on the lender and loan structure.
What credit score is required?
We work with a wide range of credit profiles depending on program. Our multiple lender network means we can often find solutions even for businesses with less-than-perfect credit.
Ready to Access Business Capital?
Apply online in minutes or speak with a funding specialist to discuss your financing needs.
Get the capital your business needs to grow, expand, or stabilize operations.
Most applications receive a response within 24-72 hours