U.S. Business Finance ("we," "us," or "our") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.

By accessing or using our services, you agree to the terms of this Privacy Policy. If you do not agree with the practices described in this policy, please do not use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Complete a financing application or inquiry form
• Contact us via phone, email, or our website
• Subscribe to our newsletter or marketing communications
• Request information about our products and services
• Participate in surveys or promotional activities

This information may include your name, email address, phone number, business name, business address, Social Security Number, Employer Identification Number (EIN), financial statements, bank account information, and other information necessary to evaluate your financing needs.

Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

• IP address and device identifiers
• Browser type and operating system
• Pages viewed and links clicked
• Date and time of your visit
• Referring website addresses
• Geographic location (city/region level)

How We Use Your Information

We use the information we collect for various purposes, including:

• Processing Applications: To evaluate and process your financing applications and connect you with appropriate lending partners
• Communication: To respond to your inquiries, provide customer support, and send important updates about your application status
• Service Improvement: To analyze usage patterns and improve our website, products, and services
• Marketing: To send promotional materials, newsletters, and information about products and services that may interest you (with your consent)
• Compliance: To comply with legal obligations, resolve disputes, and enforce our agreements
• Security: To detect, prevent, and address fraud, security breaches, and other potentially prohibited activities

Information Sharing and Disclosure

We may share your information in the following circumstances:

Lending Partners

As a financing marketplace and broker, we share your application information with our network of lending partners to help you find the best financing options. These partners are contractually obligated to protect your information and use it only for the purpose of evaluating your application.

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as website hosting, data analysis, payment processing, and marketing assistance.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data transmission
• Secure data storage with access controls
• Regular security assessments and updates
• Employee training on data protection practices
• Physical security measures at our facilities

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small text files stored on your device that help us:

• Remember your preferences and settings
• Understand how you use our website
• Improve our website functionality
• Deliver relevant advertising
• Analyze website traffic and trends

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to certain exceptions
• Opt-Out: Opt out of marketing communications at any time
• Portability: Request your data in a portable format
• Restriction: Request restriction of processing in certain circumstances

To exercise any of these rights, please contact us using the information provided below.

California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect, use, and disclose
• The right to request deletion of your personal information
• The right to opt out of the sale of your personal information
• The right to non-discrimination for exercising your privacy rights

We do not sell personal information as defined under the CCPA. To submit a request, please contact us at the information below.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately so we can delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: